Premium Wealth Solutions

Surplus Funds Recovery Specialists

Florida's Trusted Surplus Recovery Experts

Did You Lose Your Home to Foreclosure Or Tax Deed Sale?You May Be Owed Money.

When a property sells at auction for more than what was owed, the extra money belongs to YOU — the former owner. Most people never find out. We're here to help you claim what's rightfully yours.

No Upfront Fees
100% Legal
Fast Process
Happy family in front of their home

Average Recovery

$35,000+

Florida Compliant
100% Trustworthy
500+ Families Helped
$10M+ Recovered
Understanding Your Rights

What Are Surplus Funds?

Here's a simple explanation of how you could be owed money you didn't know about.

Money recovery illustration

The Simple Math

Your property sells at auction for:$200,000
Amount owed on mortgage:- $150,000
Surplus funds owed to YOU:$50,000

Mortgage Foreclosures: When your home sells for more than the judgment amount, the extra money is held by the court.

Tax Deed Sales: When someone buys your property at a tax sale and pays more than the minimum bid, you may be owed the difference.

It's Your Money: Florida law says this money belongs to the former property owner — that's YOU.

Simple 5-Step Process

How We Help You Get Your Money

We handle all the paperwork and legal filings. You just wait for your check.

Step 1

We Find You

We research county records to identify former property owners who may be entitled to surplus funds from foreclosure sales.

Step 2

We Verify Your Claim

We confirm the surplus amount, verify your ownership, and determine your eligibility under Florida law.

Step 3

You Sign Our Agreement

If you choose to work with us, you sign a simple assignment agreement. No upfront costs — we only get paid when you get paid.

Step 4

We File Your Claim

We prepare and file all required documents with the County Clerk of Court on your behalf.

Step 5

You Get Your Money

Once approved, the funds are disbursed. We deduct our fee and send you your share — typically within 30-90 days.

Real Success Stories

Hear From People We've Helped

These are real Florida residents who recovered money they didn't know they were owed.

"I had no idea there was money owed to me after losing my home. Premium Wealth Solutions found me and helped me recover over $47,000. They made the whole process so easy!"

Maria G.

Orlando, FL

Recovered

$47,500

"After my tax deed sale, I thought I lost everything. These folks showed me I had surplus funds waiting. Professional, honest, and they got me my money fast."

Robert T.

Kissimmee, FL

Recovered

$23,800

"We were skeptical at first, but they showed us the Florida law that proves this is real. We received a check for over $68,000. Life-changing!"

Sandra & James W.

Sanford, FL

Recovered

$68,200

"I didn't even know surplus funds existed until they contacted me. The process was straightforward and they kept me informed every step of the way."

Michael D.

Daytona Beach, FL

Recovered

$31,400

Florida courthouse
Backed by Florida Law

This Is 100% Legal — It's Florida Law

Your right to surplus funds is protected by Florida Statutes. This isn't a scam — it's the law.

Florida Statute 45.032

Mortgage Foreclosure Surplus

"The clerk shall disburse the surplus to the person entitled to it... The surplus is the amount of money remaining after payment of the amounts required to be paid."

Florida Statute 197.582

Tax Deed Sale Surplus

"The clerk shall distribute the surplus to the titleholder of record on the date of the sale, or the titleholder's heirs, devisees, or assignees."

These laws exist to protect former property owners like you. The money is being held by the county — we simply help you navigate the process to claim it.

Common Questions

Frequently Asked Questions

Get answers to the most common questions about surplus funds recovery.

Ready to Find Out If You're Owed Money?

Fill out the form below and we'll check if there are surplus funds waiting for you — at no cost and no obligation.

By submitting, you agree to be contacted about your potential claim. We respect your privacy.

Prefer to Talk?

Why Choose Us?

  • No upfront fees — we only get paid when you get paid
  • Florida specialists with deep knowledge of local courts
  • We handle all paperwork and court filings
  • Transparent communication throughout the process

Our Fee Structure

Mortgage Foreclosure Surplus

12%

This is the maximum fee allowed by Florida Statute 45.033 for mortgage foreclosure surplus recovery.

Tax Deed Sale Surplus

35%

Tax deed surplus recovery involves more complex research and shorter deadlines (120 days under F.S. 197.582).

No Upfront Costs — Ever

You pay nothing unless we successfully recover your funds. Our fee is deducted from the recovered amount.

Important Disclaimers

Not Legal Advice: Premium Wealth Solutions LLC is not a law firm and does not provide legal advice. The information provided on this website is for general informational purposes only and should not be construed as legal advice. If you need legal advice, please consult with a licensed attorney.

No Guarantee of Recovery: While we work diligently to recover surplus funds for our clients, we cannot guarantee that any funds will be recovered. The recovery of surplus funds depends on various factors, including the validity of your claim, competing claims from other parties, and the specific circumstances of each case.

Right to Self-Representation: You have the legal right to file a claim for surplus funds directly with the Clerk of the Circuit Court without using our services or any other representative. Florida law does not require you to use a third party to recover surplus funds.

Fee Disclosure: Our fee for mortgage foreclosure surplus recovery is 12%, which is the maximum allowed under Florida Statute 45.033. Our fee for tax deed surplus recovery is 35%. These fees are contingent upon successful recovery and are deducted from the recovered funds.

Time Limitations: There are strict deadlines for filing surplus fund claims. For tax deed surplus, you must file within 120 days of the Clerk's notice under Florida Statute 197.582. Failure to file within the applicable deadline may result in forfeiture of your claim.

Testimonials: The testimonials on this website represent individual experiences and results. Your results may vary based on the specific facts of your case.